**Estonian races toto rules**

GENERAL

1. Sport event with toto-game organized is called a Contest. The Contest can consist of one or more sport events. There are three types of contest: flat racing, jump racing and trot racing.

2. The contest can include winners from more than one race or a combination of correctly predicted results.

3. The contest is subject to the official rules of a racing organizer.

4. Toto-game is organized according to the official racecard and/or the the electronic catalogue and toto system data, which can be seen at toto organizer webpage. If information, provided in the official racecard is different from the electronic catalogue and toto-system data, then the latter should be considered as correct. If information, provided in the electronic catalogue is different from toto-system data, then the latter should be considered as correct.

5. Agreement between the player and toto organizer comes into force as soon as bet is made and game data is saved in toto organizer system. Toto organizer refunds bet money, if agreement didn’t came into force.

6. The player receives his ticket from a sale terminal or by internet. The player is obliged to control received ticket’s data and lay any complaint immediately. Paying for a ticket, the player agrees to participate in the game and loses any chance to change any data in the ticket or return it back. Dividens are paid only with ticket presented.

6.1. The ticket purchased is valid for 30 calendar days.

7. Toto-organizer must make public a name and a number of the horse participating in the contest.

7.1. A number representing a horse in toto system can be different from the horse’s racing number. In that case the number in the toto system is considered correct for toto results.

7.2 In toto-game one number can represent multiple horses. In that case all horses under that number are considered as one for toto-game results.

7.2.1 Only horses with best result are taken into account for the case in the paragraph 7.2

7.2.2. In case, when some horse under the same number is taken off the race, but at least one horse under that number remains in the contest bets are not refunded.

7.2.3. In case, when all horses under the same number are taken off the race and there is no substitute horse, then bets are refunded.

8. The contest can be started before the start of the race.

9. If a horse is declared as non-runner, toto organizer refunds bets or substitutes the horse. Players should be informed about this incident.

In all toto games with substitute system horses, declared as non-runners are always substituted with a substitute horse.

The player can himself choose one or two substitute horses. Toto system choses substitute only if there is none chosen by the player.

Substitute horse can be either previously fixed horse or the most betted horse in this race and players are immediately informed about it. In case, when all horses are already participating in the race and some of them are declared as non-runners, toto system chooses one or more of the participating horses as substitute, despite the fact, that they are already participating in the race.

10. In case of cancelled contest all made bets are refunded.

11. In case of a mistake in toto system, which makes impossible to calculate dividends game is canceled and all made bets are refunded.

12. The contest results are defined by the official race protocol confirmed by the organizer. Bets on horses, whose result havent been fixed are not refunded. In case, when horses finish at the same time (dead heat finish) or achieve exactly the same result they will be assigned the same place in the official race protocol.

13. Toto organizer pays dividends after the race result are made public and toto dividends are calculated. In case, when the race results are modified later on, toto results are not subject to this modifications.

14. Depending on a game type toto results are displayed as a coefficient or a prize cut. The coefficient or the prize cut are calculated when the net amount of bets is divided by a number of correct combinations or by amount of money betted. The coefficient is always calculated with two fractionals after integer and the prize cut with one fractional in case of a minimum bet.

The Net amounf of bets is the dividends pool, which is certain percent from all betted money and is different for every game type:

- Win 80%
- Place 80%
- Couple 75%
- Trio 70%
- V4 65%

15. In toto games, where dividends are paid by the coefficient, the dividend amount is bet sum multiplied by coefficient. In case, when coefficient is less than 1,00, dividends are paid with coefficient 1,00

In case, when there is situation described in paragraph 12, dividends may be paid with coefficient less than 1,00.

16. In toto games, where dividends are paid by the prize cut, player with minimum bet receives corresponding prize cut. In case, when bet is larger than minimum bet, player’s prize cut is that much larger as bet proportion to a minimum bet.

17. The ticket is needed as a proof for dividends payout. Dividends are not paid, if the ticket is modified, marked or torn or there are any other reasons not allowing to classify ticket as valid. In case of electronic ticket dividends are automatically paid to the players game account.

18. Dividends can be received for three months after race results are confirmed. Dividends which are not claimed after three months are claimed by toto organizer.

19. Jackpot is calculated differently. Jackpot is considered as an addition to dividends payout, which comes from unclaimed money or from an organizer. Jackpot is the largest sum of money, that can be won in toto. These days Jackpot may be added to any V4 or V5 games.

20. The frequency and the game in which Jackpot can appear are decided by toto organizer.

Minimum bets

In toto games there is a minimum bet sums decided by the race organizer and toto system, which can be different depending on a game type:

- Win 1 euro
- Place 1 euro
- Couple 1 euro
- Trio 0,50 euro
- V4 0,20 euro

WIN

**1.** Dividends are displayed as coefficient.

**2.** Dividends are calculated according to the following rules:

**2.1.** Dividends are paid to the ticket owner with the race winner marked.

**2.2.** In case of multiple winners every winning coefficient is different for each horse.

**2.3.** In case, when winners result isn’t fixed by the organizer all bets are refunded.

**2.4.** Bets are refunded in case, when there is no winning tickets.

PLACE

**1.** Dividends are displayed as coefficient.

**2.** The game can be organized with at least four horses participating.

In case, when in the official racecard and/or the electronic catalogue is 4-6 horses, then dividends are paid for correctly predicted first or second place. In case, when in the official racecard and/or the electronic catalogue is at least 7 horses, dividends are paid for correctly predicted first, second or third place.

**3.** Dividends are calculated according to the following rules:

First off all ticket owners, who correctly predicted first, second or third place winners get their bet amount back from the net sum. The rest is equally divided between all correct combinations. Each sum then divided by the amount of bets and thus dividends are calculated.

**3.1.** In case of a dead heat finish the following rules are applied:

**3.2.1.** If there is multiple first place winners, then second or third place is not counted as correct prediction.

**3.2.2.** If there is multiple second place winners, then third place is not counted as correct prediction.

**3.2.3.** In case, when there is more winning horses than winning places, then the net sum for corresponding place is equally divided between all corresponding horses. This sum is then distributed as dividends between players, taking in consideration the bet amount.

**3.3.** In case, when there is no suitable horses with fixed results all bets are refunded.

**3.4.** Bets are refunded in case, when there is no winning tickets.

COUPLE

**1.** Dividends are displayed as coefficient.

**2.** Game can be organized with at least four horses participating.

**3.** Dividends are calculated according to the following rules:

**3.1.** Dividends are paid to the ticket owner with the race first and second place winners marked. Finishing sequence here is not important.

**3.2.** If there is no tickets with correct predictions, the tickets where one of two correct horses is predicted correctly are considered as winning tickets. In that case coefficient is different for each horse.

**3.3.** In case of dead heat finish there is different coefficients for each combination.

**3.4.** In case, when there is no horse with suitable fixed result all bets are refunded.

**3.5.** Bets are refunded in case, when there is no winning tickets.

TRIO

**1.** Dividends are displayed as coefficient.

**2.** The game can be organized with at least three horses are participating.

**3.** Dividends are calculated according to the following rules:

**3.1.** Dividends are paid to the ticket owner with the race first, second place and third place winners marked in the right order.

**3.2.** In case of a dead heat finish there is different coefficients for each combination and the following rules are applied:

**3.2.1.** In case, when first place is shared, second place winner is not counted. Dividends are paid to any combination, where shared winners are marked as first or second in any order, but the third place winner must be marked correctly. In case, when there is more than two first place winners, dividends are paid to any combination including these horses marked in any order.

**3.2.2.** In case, when second place is shared, third place winner is not counted. Dividends are paid to any combination, where first place is predicted correctly and horses sharing second place marked as second and third.

**3.2.3.** In case, when third place is shared, dividends are paid to any combination, where is correctly predicted first and second place horses and any of third placed horses.

**3.3.** If there is no winning combination ticket sold, tickets with three correctly marked horses in different order are considered as winning tickets. In that case there is different coefficient for each combination.

**3.4.** If there is no tickets mentioned in paragraph 3.3, then tickets with two horses marked in the correct order are considered as winning tickets. In that case there is different coefficient for each combination.

**3.5** If there is no tickets mentioned in paragraph 3.4, then tickets with one horse marked correctly by the corresponding place are considered as winning tickets. In that case there is different coefficient for each combination.

**3.6.** In case, when there is no horse with suitable fixed result all bets are refunded.

**3.7.** Bets are refunded in case, when there is no winning tickets.

V4

**1.** Dividends are displayed as prize cut.

**2.** The game includes four events.

**3.** Tickets sale finishes before the start of the first event.

**4.** The game uses substitute horse system.

**5.** Dividends are calculated according to the following rules:

**5.1.** Dividends are paid to the ticket owner with correct predictions of four event winners.

**5.2.** If there is no tickets with 4 correct predictions, then tickets with 3 correct predictions are considered as winning tickets. In that case the player, who correctly predicted 3 results gets as many prize cuts as correctly marked in his ticket.

**5.3.** If there is no tickets with 3 correct predictions, then tickets with 2 correct predictions are considered as winning tickets. In that case player, who correctly predicted 2 results gets as many prize cuts as correctly marked in his ticket.

**5.4.** If there is no tickets with 2 correct predictions, then tickets with 1 correct prediction are considered as winning tickets. In that case the player, who correctly predicted 1 results gets as many prize cuts as correctly marked in his ticket.

**5.5.** In case, when there is a dead heat finish each combination with 4 correct prediction receives one prize cut. If three, two or one predicted combination is considered as winning tickets, every one of them receives one prize cut.

**6.** If more than one event is cancelled all bets are refunded by toto organizer.

**7.** Cancelled events or events with undefined results are not included in Toto4 game. In this case player with ticket, where all other results are correct receives as many prize cuts as correctly marked in his tickets, cancelled or undefined results not included.